Freeze! This law may be unconstitutional.
As identity theft continues to rise, they say start taking steps to protect their consumers.
The current trend is the move to “freeze the laws of credit, to enable consumers to avoid intelligence agencies are released from a credit report or information contained in this report - which means that a thief d ‘identity can not open new accounts with the help of the fly.
“Consumers were tired of waiting to find a solution to identity theft,” said Gail Hillebrand, senior counsel of the Consumers Union in San Francisco. While a freeze status does not stop identity theft, “it will cut most harmful, opening new accounts.”
Consumers Union has actively participated in passing the credit freeze laws of the country in a total of 25 countries since 2003, Hillebrand and predicted that more countries will follow.
But critics point out that the process - vary from country to country - can be confusing and too complex for consumers.
And an earlier case, holding California’s security freeze on the status of the Constitution in a credit report Agency, the documents public as part of their service, it is not good for the future of these laws .
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